£
After Tax Calculator
Your Take-Home Pay
£0.00
per year
Monthly: £0.00
Where Your Money Goes
Take Home0%
Income Tax0%
National Insurance0%
Gross Salary£0.00
Personal Allowance£0.00
Income Tax£0.00
National Insurance£0.00
Student Loan£0.00
Pension£0.00
✔ Take-Home Pay£0.00
Effective tax rate: 0%
2025/26
Tax Rates
2
Regions
Free
No Sign-Up
How the After Tax Calculator Works
Our UK after tax calculator uses the official 2025/26 HMRC tax brackets and National Insurance rates to calculate your exact take-home pay. Unlike simplified estimators, our calculator accounts for every deduction from your salary:
- Income Tax — calculated using progressive 2025/26 tax bands, after applying your Personal Allowance (£12,570)
- National Insurance — 8% on earnings between £12,570 and £50,270, then 2% above £50,270
- Student Loan Repayments — Plan 1, Plan 2, Plan 4 (Scotland), or Postgraduate
- Pension Contributions — salary sacrifice reduces your taxable income
- Personal Allowance Taper — automatically reduces for earnings above £100,000
Tip: Scotland has different income tax rates with 6 bands instead of 3. Select "Scotland" in the calculator to see the Scottish breakdown.
UK Income Tax Bands 2025/26
| Band | Taxable Income | England/Wales/NI | Scotland |
|---|---|---|---|
| Personal Allowance | Up to £12,570 | 0% | 0% |
| Starter / Basic | £12,571 – £14,876 | 20% | 19% |
| Basic | £14,877 – £26,561 | 20% | 20% |
| Intermediate | £26,562 – £43,662 | 20% | 21% |
| Higher | £43,663 – £50,270 | 40% | 42% |
| Higher | £50,271 – £75,000 | 40% | 42% |
| Advanced | £75,001 – £125,140 | 40% | 45% |
| Additional / Top | Over £125,140 | 45% | 48% |
Popular Salary After Tax Calculations
Select your salary to see a detailed breakdown of your take-home pay:
£50,00050k After Tax UK£35,00035000 After Tax£60,00060k After Tax UK£40,00040k After Tax UK£28,00028000 After Tax£70,00070k After Tax UK£30,00030000 After Tax UK£32,00032000 After Tax£80,00080k After Tax UK£25,00025000 After Tax£45,00045k After Tax UK£100,000100k After Tax UK£36,00036000 After Tax£55,00055000 After Tax£29,00029000 After Tax£31,00031000 After Tax£33,00033000 After Tax£24,00024000 After Tax£34,00034000 After Tax£26,00026k After Tax UK£90,00090k After Tax UK£27,00027000 After Tax UK£37,00037k After Tax£65,00065000 After Tax
Browse All Salary Calculations
Find your exact salary below for a complete tax breakdown:
Under £15,000
£15,000 – £24,999
£15,000£14,320 take home£16,000£15,040 take home£17,000£15,760 take home£18,000£16,480 take home£18,500£16,840 take home£19,000£17,200 take home£19,500£17,560 take home£20,000£17,920 take home£20,800£18,496 take home£21,000£18,640 take home£21,500£19,000 take home£22,000£19,360 take home£22,500£19,720 take home£23,000£20,080 take home£23,400£20,368 take home£24,000£20,800 take home£24,500£21,160 take home
£25,000 – £34,999
£25,000£21,520 take home£25,200£21,664 take home£25,500£21,880 take home£26,000£22,240 take home£26,400£22,528 take home£26,500£22,600 take home£27,000£22,960 take home£27,300£23,176 take home£27,500£23,320 take home£28,000£23,680 take home£28,000£23,688 take home£28,500£24,040 take home£29,000£24,400 take home£29,500£24,760 take home£29,970£25,098 take home£30,000£25,120 take home£30,000£25,108 take home£30,500£25,480 take home£31,000£25,840 take home£31,200£25,984 take home£31,500£26,200 take home£32,000£26,560 take home£32,000£26,528 take home£32,500£26,920 take home£33,000£27,280 take home£33,500£27,640 take home£34,000£28,000 take home£34,500£28,360 take home
£35,000 – £49,999
£35,000£28,720 take home£35,000£28,720 take home£35,000£28,658 take home£36,000£29,440 take home£36,400£29,728 take home£36,500£29,800 take home£37,000£30,160 take home£37,500£30,520 take home£38,000£30,880 take home£38,500£31,240 take home£39,000£31,600 take home£40,000£32,320 take home£40,000£32,208 take home£41,000£33,040 take home£41,500£33,400 take home£42,000£33,760 take home£42,500£34,120 take home£43,000£34,480 take home£44,000£35,200 take home£44,500£35,560 take home£45,000£35,920 take home£45,000£35,477 take home£46,000£36,640 take home£46,500£37,000 take home£47,000£37,360 take home£47,500£37,720 take home£48,000£38,080 take home£48,500£38,440 take home£49,000£38,800 take home
£50,000 – £74,999
£50,000£39,520 take home£50,000£37,977 take home£51,000£40,137 take home£52,000£40,717 take home£52,500£41,007 take home£53,000£41,297 take home£54,000£41,877 take home£55,000£42,457 take home£56,000£43,037 take home£57,000£43,617 take home£58,000£44,197 take home£60,000£45,357 take home£60,000£43,561 take home£61,000£45,937 take home£62,000£46,517 take home£63,000£47,097 take home£64,000£47,677 take home£65,000£48,257 take home£66,000£48,837 take home£67,000£49,417 take home£68,000£49,997 take home£69,000£50,577 take home£70,000£51,157 take home£71,000£51,737 take home£72,000£52,317 take home£73,000£52,897 take home£74,000£53,477 take home
£75,000 – £99,999
£75,000£54,057 take home£76,000£54,637 take home£77,000£55,217 take home£78,000£55,797 take home£80,000£56,957 take home£82,000£58,117 take home£84,000£59,277 take home£85,000£59,857 take home£87,000£61,017 take home£88,000£61,597 take home£90,000£62,757 take home£92,000£63,917 take home£95,000£65,657 take home
£100,000+
£100,000£68,557 take home£105,000£70,457 take home£110,000£72,357 take home£115,000£74,257 take home£120,000£75,914 take home£125,000£77,439 take home£130,000£80,058 take home£140,000£85,358 take home£150,000£90,658 take home£160,000£95,958 take home£170,000£101,258 take home£180,000£106,558 take home£200,000£117,158 take home£250,000£143,658 take home£300,000£170,158 take home£400,000£223,158 take home£500,000£276,158 take home
Specialist Take-Home Pay Calculators
Tailored calculators for specific professions and employment types:
+T£IRU££+IRIR££
NHS Take Home Pay Calculator
Free UK 2025/26 calculator
Teacher Take Home Pay Calculator
Free UK 2025/26 calculator
Take Home Salary UK
Free UK 2025/26 calculator
Inside IR35 Take Home Calculator
Free UK 2025/26 calculator
Umbrella Take Home Pay Calculator
Free UK 2025/26 calculator
Take Home Pay Hourly Calculator
Free UK 2025/26 calculator
What Do I Take Home After Tax
Free UK 2025/26 calculator
NHS Pay After Tax
Free UK 2025/26 calculator
Outside IR35 Take Home Calculator
Free UK 2025/26 calculator
IR35 Take Home Pay Calculator
Free UK 2025/26 calculator
Pro Rata Take Home Pay
Free UK 2025/26 calculator
35 After Tax
Free UK 2025/26 calculator
Frequently Asked Questions
Enter your gross salary, select your pay frequency and tax region, then see your exact take-home pay instantly. We use 2025/26 HMRC rates for income tax and National Insurance.
The Personal Allowance for 2025/26 is £12,570. This is the amount you can earn before paying income tax. It tapers by £1 for every £2 earned above £100,000.
In 2025/26, employees pay 8% NI on earnings between £12,570 and £50,270, and 2% on earnings above £50,270.
Yes. Scotland has 6 income tax bands (19% to 48%) compared to 3 bands in England/Wales/NI (20%, 40%, 45%). Use the region selector to see your Scottish take-home pay.